Philip Garner is the Director of Underwriting for HP Managing Agency, a managing general agent for Monarch National Insurance. As an accomplished insurance professional with over 10 years of experience in the Florida insurance industry, Philip has held various key positions, including insurance producer, underwriter, and underwriting project manager. Born in Costa Rica and raised in Hollywood, Florida, he brings a diverse perspective to his work. Philip graduated from Dade Christian School and holds a 2-20 General Lines license.