Derek Lynch is reThought Flood’s Chief Underwriting Officer, with responsibility for development and delivery of products that sustainably close the flood protection gap. With 15 years of insurance-sector experience, Derek now has ultimate responsibility for providing the tools and products that will shift floods from tragedy to inconvenience, and for educating the insurance industry and property owners about flood risk and coverage. That last part is his driving force: unlike most of us, who got into insurance only because it was the best option available at the time, Derek chose the industry so that he could help people in times of need.